Summary in plain English:

Some links on CentsForward are affiliate links. If you click them and buy something, we earn a small commission - at no extra cost to you. We only recommend things we believe in. This disclosure complies with the FTC's guidelines on endorsements and testimonials.

What Is an Affiliate Link?

An affiliate link is a specially tracked URL that tells a company you arrived from CentsForward. When you complete a purchase or sign up through that link, we earn a commission. The price you pay is identical - you pay nothing extra. The commission comes from the company, not from you.

How We Use Affiliate Links

CentsForward participates in affiliate programs with various companies including, but not limited to:

  • Amazon Associates
  • Financial technology companies (investing apps, budgeting tools)
  • Financial services and education platforms
  • Software tools relevant to side hustles and income generation

Affiliate links may appear in:

  • Blog posts and articles
  • Our Recommended Tools page
  • The weekly newsletter
  • Comparison and review posts

Our Editorial Standards

Affiliate relationships do not influence what we write or recommend. Our editorial process follows these principles:

  • We research before we recommend. Products are evaluated based on value, cost, transparency, and suitability for our audience.
  • We say no to bad products. If a company offers us an affiliate commission on a product we would not recommend, we decline.
  • Affiliate income does not change our conclusions. If a product we are affiliated with is not the best option, we will say so.
  • We disclose clearly. Posts containing affiliate links include a disclosure at the top or near the relevant links.

FTC Compliance

In accordance with the Federal Trade Commission's 16 CFR Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising," we disclose any affiliate relationship in a clear and conspicuous manner.

No Paid Reviews

We do not accept payment to write positive reviews. If a product receives a positive review on this site, it is because we genuinely think it is good - not because we were paid to say so.

Price Accuracy

Prices and availability listed in posts are accurate at time of publication. Product terms, pricing, and availability are controlled by the companies themselves and may change. Always verify current pricing directly with the provider before making a decision.

Questions?

If you have questions about our affiliate relationships or how a specific recommendation was reached, contact us at hello@centsforward.com or through our Contact page.

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